The Guild of Independent Mortgage Advisers have members who are independent advisers throughout the UK ready to give free advice.
Buy To let Mortgagesare mortgages specifically designed for people who want to invest in the property market by purchasing one or more houses and letting them out to tenantsMore info
Secured Loan A Secured Loan gives you the flexibility to spread your borrowing over a longer term. Our Secured Loan team could turn your expensive debts into a single, lower cost monthly repayment.More info
Commercial Mortgage
We specialise in all types of commercial lending. We have access to all major and specialist lenders and partner with brokers Uk wide, so we can provide the best deal for all types of commercial finance.More info
Bad Credit Mortgage
People who have bad credit, or had CCJs in the past will find some mortgage lenders unwilling to offer them a mortgage. At Find That Mortgage, More info
First Time BuyersGetting a first time buyer mortgage and buying your first property is an exciting proposition. Whether you're moving out of the family home for the first time, or out of rented accommodation, it's likely to be your first opportunity to do things exactly as you want. More info
Re mortgageBy switching your mortgage to another lender you could benefit from some great mortgage deals. Often conveyancing /valuation fees can be paid for by the lender.More info
Self Certification MortgageSelf-certification (self cert) is a simple way of detailing your income without having to provide proof of income - you simply self declare what you earn. More info
Bankruptcy IVAIVA CCJ Bankruptcy Mortgages - Free IVA CCJ bankruptcy mortgage advice and best mortgage deals.. We have advisers that are specialist for people with poor credit history.More info
Council Right to Buy schemeLet the Guild help you buy your council house all you need to do is contact your local council or housing association to find out what discount you could get
Debt consolidationOur Debt Consolidation Specialists can reduce your monthly bills by up to 75%, clearing all existing credit cards, loans and other debts by replacing them all with one single lower monthly payment.
As more of us long to escape to our dream holiday home, it’s vital to be aware of the pitfalls that can occur when buying property abroad. More info
Are you eligible?
If you have been a secure council tenant for at least two years (or five years if you became a tenant after 18 January 2005) you are likely to have the Right to Buy your council home at a discount.
If your were a secure tenant of a local authority and the ownership of your property was transferred to a housing association you may be eligible for a Preserved Right to Buy (PRTB) for your property. This will only apply if you are still the tenant of the same property before and after the transfer.
You do not have the right to buy if:
You do not have the right to buy if:
you are an assured tenant of a registered social landlord (RSL) and do not possess a PRTB
your home is rented in relation to your employment
the courts have issued a possession order for you to leave your home
you are undergoing bankruptcy proceedings
you live in housing specially provided for older people and (in certain cases) disabled people
If you would like to speak to a qualified Independent mortgage adviser, free of charge and with no obligation, please complete the following short form:
The overall cost for comparison is 7.6%APR.The actual rate will depend on your circumstances. Ask for a personalised illustration. Enquiries generated via this website are passed on to independent financial advisers and mortgage brokers that are authorised by The Financial Services Authority Telephone calls may be monitored.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
